Affordable Critical Illness, Disability, and Hospitalization Insurance — cash paid directly to you, so you can focus on recovery, not bills.
Life is unpredictable. A sudden illness, hospital stay, or injury can stop your paycheck overnight, but your bills won’t wait. Mortgage, groceries, childcare, and everyday expenses keep piling up.
Most Canadians don’t realize how vulnerable they are until it’s too late.
Lump-sum payout for cancer, heart attack, stroke & more
Spend it your way, not limited to medical bills
Peace of mind during life’s toughest moments
Monthly income replacement if sickness or injury keeps you from working
Protects your paycheck, your lifestyle, and your family’s security
Flexible, reliable protection when you need it most
Cash benefit for each day you’re hospitalized
Paid from Day 1, use it for bills, food, or recovery needs
Extra financial cushion when life hits unexpectedly
At Dream Protectors, we make sure you and your family never face financial stress alone.
Our insurance solutions provide cash benefits paid directly to you — not the hospital, not the government. You decide how to use it: pay bills, cover rent, support your loved ones, or focus on getting well.
Licensed Canadian advisors who listen and care
Experienced in Insurance industry since 1922
Personalized coverage to fit your life & budget
100+ years of trust and thousands of Canadians protected
Don’t wait until it’s too late, get protected now.
"Reliable and supportive coverage"
I’ve had several claims with Dream Protectors, and I couldn’t be more satisfied with their service. The claims process has always been straightforward, and the team is incredibly helpful and responsive. It’s reassuring to know that whenever I needed support, this Insurance was there, making the whole experience stress-free and efficient. I highly recommend them to anyone seeking reliable and supportive coverage!
"Claim process was quick and easy"
I was introduced to Anna in July and saw value in what she showed me. I purchased accident coverage due to my high-risk job as a mechanic. As of today, I was paid on 2 separate accidents that happened back to back. The claim process was quick and easy, thanks to my amazing agent.
"What a relief, single mom and 4 children, that is my best investment"
I have purchased sick and accidental insurance with Sona, it was the best decision I made because I got sick a couple of years ago and combined have paid me for every single day that I had to spend in the hospital, what a relief, single mom and 4 children, that is my best investment, protecting my self in case I cant work.